Jesse Karkoukly
Mortgage Agent Level 1
Toronto & GTA

Jesse Karkoukly
Mortgage Agent Level 1
Toronto & GTA


Jesse Karkoukly
Mortgage Agent Level 1
Toronto & GTA

Mortgage guidance that meets you
where you are.

Mortgage guidance that meets you
where you are.

Mortgage guidance that meets you
where you are.

Support on your mortgage structure, rates, and long-term fit so you can make decisions with confidence.

Support on your mortgage structure, rates, and long-term fit so you can make decisions with confidence.

Most homeowners start with their bank because it feels familiar. The problem is that one lender can only show you one set of options.

As an independent mortgage agent, I compare lenders, products, and structures. I break down the numbers, explain the trade-offs, and help you understand what each option really means for your family.

I meet you where you are. Whether you know the details or are just starting out, you’ll leave informed, clear on your choices, and confident in the decision you’ve made.

Most homeowners start with their bank because it feels familiar. The problem is that one lender can only show you one set of options.

As an independent mortgage agent, I compare lenders, products, and structures. I break down the numbers, explain the trade-offs, and help you understand what each option really means for your family.

I meet you where you are. Whether you know the details or are just starting out, you’ll leave informed, clear on your choices, and confident in the decision you’ve made.

01. Pre-Approvals
Know what you qualify for before you start your search. A quick conversation helps you focus on the right homes, understand your options, and move decisively when the right one appears, without pressure or uncertainty.

01. Pre-Approvals
Know what you qualify for before you start your search. A quick conversation helps you focus on the right homes, understand your options, and move decisively when the right one appears.


02. New Home Purchases
Once you’ve found the right home, the focus shifts to getting the financing done properly and on time. I manage the process, compare options across lenders, and structure the mortgage so there are no surprises. Buying is time-sensitive, and my role is to make sure the deal closes smoothly and with confidence.




03. Renewals
When your mortgage comes up for renewal, most lenders treat it as a formality. They may present a limited set of options. I show you what’s available across the market, break down the numbers, and help you decide what the best move is.

02. New Home Purchases
Once you’ve found the right home, the priority is getting the financing done properly and on time. I manage the process, compare options across lenders, and structure the mortgage so there are no surprises. My role is to make sure the deal closes smoothly and with confidence.

03. Renewals
When your mortgage comes up for renewal, most lenders treat it as a formality. They may present a limited set of options. I show you what’s available across the market, break down the numbers, and help you decide what the best move is.

04. Refinancing
Refinancing can be a powerful tool when used strategically. I help you determine whether consolidating debt or restructuring your mortgage can reduce interest costs, improve cash flow, and save you meaningful money over time.






04. Refinancing
Refinancing can be a powerful tool when used strategically. I help you determine whether consolidating debt or restructuring your mortgage can reduce interest costs, improve cash flow, and save you meaningful money over time.


Common Questions

Common Questions

What does it cost to work with a mortgage agent?

Why work with an agent instead of just going to my bank?

What types of lenders do you work with?

What if I’m self-employed or have multiple income sources?

What should I be thinking about when my mortgage comes up for renewal?

Why work with you?

What does it cost to work with a mortgage agent?

Why work with an agent instead of just going to my bank?

What types of lenders do you work with?

What if I’m self-employed or have multiple income sources?

What should I be thinking about when my mortgage comes up for renewal?

Why work with you?

From People I've Worked With

From People
I've Worked With

Nicole B.

Nicole B.

Nicole B.

“Jesse consistently delivered thoughtful, high-quality guidance and handled every situation with professionalism and care. He brought clarity, focus, and intention to every conversation. Working with him always left us in a stronger position.”

“Jesse consistently delivered thoughtful, high-quality guidance and handled every situation with professionalism and care. He brought clarity, focus, and intention to every conversation. Working with him always left us in a stronger position.”

“Jesse consistently delivered thoughtful, high-quality guidance and handled every situation with professionalism and care. He brought clarity, focus, and intention to every conversation. Working with him always left us in a stronger position.”

Carly L.

“One of the most people-focused professionals I’ve ever worked with. Jesse approaches every situation with care, attention to detail, and a clear sense of purpose. He has a way of keeping everyone grounded, informed, and confident in the path forward.”

Michelle E.

Michelle E.

Michelle E.

"Jesse balances strategy with execution like few others. He’s the person I’d want in the room when solving hard problems; motivating, grounded, and always thinking big. I’d trust him with my business, my team, even my kids."

"Jesse balances strategy with execution like few others. He’s the person I’d want in the room when solving hard problems; motivating, grounded, and always thinking big. I’d trust him with my business, my team, even my kids."

"Jesse balances strategy with execution like few others. He’s the person I’d want in the room when solving hard problems; motivating, grounded, and always thinking big. I’d trust him with my business, my team, even my kids."

Josh GB.

Josh GB.

“He brought a clear, steady approach to everything he worked on, supported by strong organization and thoughtful follow-through. Jesse has a way of influencing those around him that brings out their best and creates real confidence in the process.”

“He brought a clear, steady approach to everything he worked on, supported by strong organization and thoughtful follow-through. Jesse has a way of influencing those around him that brings out their best and creates real confidence in the process.”

Start the Conversation
Reach out directly or use the link below.

Phone

416-276-2666

Address

529 Wilson Avenue

Toronto, On, M3H 1V1

Hours
9:00am - 6:00pm Mon-Fri

Start a Mortgage Application

Start the Conversation
Reach out directly or get started below.

Start a Mortgage Application

Phone

416-276-2666

Address

529 Wilson Avenue

Toronto, On, M3H 1V1

Hours
9:00am - 6:00pm Mon-Fri

Start the Conversation
Reach out directly or apply below.

Phone

416-276-2666

Address

529 Wilson Avenue

Toronto, On, M3H 1V1

Hours
9:00am - 6:00pm Mon-Fri

Start a Mortgage Application